OVE® brings to market a new payment system that frees people from phones, wallets, cards, and credentials. We turn biological identity into an instant payment and access tool. Any payment method, from bank accounts and credit cards to crypto, stablecoins, and third-party apps, can be securely linked and authorized with a single touch. This opens a new world of possibilities. Payments become faster, simpler, and universal. Access becomes seamless. Fraud becomes structurally impossible. By replacing cards with verified identity, OVE® creates a safer, more flexible way to transact in the physical world, and sets the foundation for what comes next.