OVE accepts the following payment methods, all linked to the consumer’s fingerprint: A2A, ACH, crypto, FedNow, RTP Payments, Venmo, CashApp, and credit cards. Debit cards are not supported. For identity verification, OVE accepts any U.S. government-issued ID.

No. When consumers pay with crypto, OVE and the POS system automatically convert it into U.S. dollars. Your business receives standard USD deposits—no volatility, no liabilities.

Yes. OVE transactions are treated as card-present because consumers authenticate payments physically using their fingerprint at the point of sale. Even though the underlying payment methods (such as ACH, A2A, crypto, FedNow, RTP Payments, Venmo, CashApp, and credit cards) are linked digitally, the OVE Sensor acts as a physical authentication tool, making the transaction qualify as card-present within the payment infrastructure.

No. OVE doesn’t charge any transaction or subscription fees beyond what you already pay to your current POS provider. In fact, by offering OVE’s lower-cost online payment methods to consumers, you can reduce your overall transaction fees by up to 70%. Check our calculator.

No. OVE partners with leading point-of-sale providers, allowing the OVE Sensor to connect seamlessly without requiring any changes to your existing system.

Yes, OVE Touch & Go allows you to deactivate and delete your account with a 14-day cool-off period: Deactivate Account: Open the OVE app, log in, and go to "Menu" > "Account" > "Deactivate account". Delete Fingerprints: Follow the instructions to delete your fingerprints and deactivate your account. If you wish to use OVE again after the 14-day period, you can recreate your account with updated information.

OVE Touch & Go is a sustainable concept that avoids paper receipts. Here’s how you can get your digital receipt: Digital Receipts: Every time you pay using your fingers, a digital receipt is automatically stored in your OVE Touch & Go app. Access Receipts: Log in to the app, select the transaction, and the receipt will pop up. This ensures you always have easy access to your receipts without needing paper.

Yes, OVE offers a free version that lets you link your payment methods and pay using your fingerprints at any participating location. However, if you want to use the OneTouch.AI feature—which automatically selects the best payment method to maximize your points, rewards, and cashback—you’ll get a 30-day free trial, and after that it’s just $2.99/month.

Using OVE Touch & Go is as simple as touching your finger: At Checkout: When the price shows on the screen, touch the finger linked to the payment method you want to use. For example, touch your pointer finger to pay with a credit card or your middle finger to pay with a bank account (ACH). Adding Tips: If the business allows tips, you’ll see a prompt on the OVE Sensor screen. You can add the tip before completing the payment using the touchable screen. This seamless process makes paying and tipping easy and secure.

OVE accepts the following payment methods, all linked to the consumer’s fingerprint: A2A, ACH, crypto, FedNow, RTP Payments, Venmo, CashApp, and credit cards. Debit cards are not supported. For identity verification, OVE accepts any U.S. government-issued ID.

Your privacy is a top priority when using OVE Touch & Go at merchant locations: No Data Sharing: OVE does not share any fingerprint or personal data with merchants. Minimal Payment Info Sharing: The only information shared with merchants is minimal, similar to traditional payment methods (e.g., the last four digits of your card). Comparable to Traditional Payments: The data shared during transactions is akin to what you would share when using a regular credit card, ensuring your privacy is maintained.

OVE Touch & Go uses advanced AI to enhance payment security and protect against digital fraud: Real-Time Fraud Detection: Our AI monitors transactions in real-time, checking factors like location and behavior to block suspicious activity. Advanced Digital Protection: AI ensures that the fingerprint hash generated during each transaction matches the one stored in the cloud, preventing fraud. Proactive Security: AI continuously adapts to new threats, staying ahead of potential risks to keep your transactions secure. Ecosystem Security: OVE adds an extra layer of security for merchants, banks, and credit card processors, reducing fraud risks across the payment ecosystem.

OVE Touch & Go ensures that your transactions are secure and your fingerprint data is protected through a multi-layered security system: Identity Verification: At signup, we confirm that the account is yours through a rigorous identity check. Instant Payment Verification: Once verified, you can securely add payment methods, which are instantly checked to ensure they belong to you. Fingerprint Linking: Each payment method is linked to your fingerprints, creating a secure payment tool that can only be activated by you. No Fingerprint Image Storage: We never store actual fingerprint images. Instead, we create encrypted tokens from your fingerprint data, which cannot be reverse-engineered. Secure, Encrypted Algorithms: These tokens are stored in a PCI-compliant AWS Cloud infrastructure, following strict security standards.

OVE Touch & Go is fortified with advanced security measures to prevent hacking and unauthorized access to your data: Limited Access: Our Fingerprint Data Servers are isolated from the open internet and can only be accessed through OVE's Intranet. Secure Protocols: Data transmission is confined to secure protocols, keeping it encrypted and protected. Firewall Protection: Our servers are shielded by firewalls, preventing unauthorized access attempts. Encrypted Tokens: Your fingerprint data is converted into encrypted tokens that cannot be decrypted, even by OVE's team. Strict Access Controls: Only authorized personnel can access fingerprint data, ensuring that your information remains private and secure.