Are you someone who knows all the ins and outs of credit card points and rewards?
Or do you find it all too overwhelming to bother with?
At OVE Touch & Go, we get it. The complex world of credit card benefits can feel like more trouble than it’s worth, often leading us to miss out on rewards altogether. That’s why we’re excited to introduce our latest feature: One Touch AI.
How it works
Once your account is created and verifiedI, and your payments options (bank accounts and credit cards), instead of using our traditional method of linking each credit card to a different finger, you can now link all your credit cards to a ONE SINGLE finger and let OVE’s OneTouch AI do the heavy lifting once you touch to pay.
Whether you’re grabbing dinner, shopping for groceries, or filling up your tank, our system automatically selects the card that offers the best rewards for that specific purchase.
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Can I Delete My Account?Yes, OVE Touch & Go allows you to deactivate and delete your account with a 14-day cool-off period: Deactivate Account: Open the OVE app, log in, and go to "Menu" > "Account" > "Deactivate account". Delete Fingerprints: Follow the instructions to delete your fingerprints and deactivate your account. If you wish to use OVE again after the 14-day period, you can recreate your account with updated information.
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How Can I Get a Receipt Using OVE?OVE Touch & Go is a sustainable concept that avoids paper receipts. Here’s how you can get your digital receipt: Digital Receipts: Every time you pay using your fingers, a digital receipt is automatically stored in your OVE Touch & Go app. Access Receipts: Log in to the app, select the transaction, and the receipt will pop up. This ensures you always have easy access to your receipts without needing paper.
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Is OVE Touch & Go Free? / How Can I Get Started Using OVE?Yes, OVE Touch & Go is completely free for customers who want to create an account and start paying with their fingers. There are no signup fees, monthly charges, or hidden costs. Getting started with OVE is simple and takes less than a minute: Download the OVE Touch & Go App: Find it in the App Store. Sign Up and Verify: Complete the signup and verification process. Add Payment Options: Link your bank accounts and credit cards. (Note: Cryptocurrencies are not available at the moment, but we'll notify you once they are.) Activate OneTouch AI: As part of setting up your account, you can enable One Touch AI. This feature automatically selects the card that gives you the most rewards when you pay with your fingerprint, maximizing your benefits. You can link each of your payment options to different fingerprints, such as linking a credit card to your right pointer finger and a bank account to your left middle finger. To create an account, you must be 17+ years old and have an American government-issued ID (passport, state ID, or driver’s license) and a US-bank personal account. For more information, check our privacy policy.
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How Do I Use My Fingers to Pay? / Am I Able to Add Tips When Paying Through OVE?Using OVE Touch & Go is as simple as touching your finger: At Checkout: When the price shows on the screen, touch the finger linked to the payment method you want to use. For example, touch your pointer finger to pay with a credit card or your middle finger to pay with a bank account (ACH). Adding Tips: If the business allows tips, you’ll see a prompt on the OVE Sensor screen. You can add the tip before completing the payment using the touchable screen. This seamless process makes paying and tipping easy and secure.
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Which Payment Options Can I Link to My Fingerprints? / How Are My Fingerprints Uploaded into the System?OVE Touch & Go accepts the following payment options: Most US Banks: For ACH/debit payments. Credit Cards: Visa, MasterCard, American Express, Discover, Diners, UnionPay, and JCB. Cryptocurrencies are not available at the moment, but we'll notify you once they are. Uploading your fingerprints is an easy, one-time setup process: Link Payment Options: Finalize linking your payment methods in the app. Upload Fingerprints: Tap "Upload fingerprints" in the app. Find a Store: See a list of nearby businesses that accept OVE Touch & Go. Visit and Connect: Visit one of these stores and tap your phone on an OVE Sensor. Follow Instructions: The fingerprint upload takes less than 10 seconds per finger. Note: We don’t collect, use, or store fingerprint images. Instead, we create encrypted tokens representing your fingerprint, which only work within the OVE Touch & Go system.
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Do Merchants See My Fingerprints, Personal, or Financial Data?Your privacy is a top priority when using OVE Touch & Go at merchant locations: No Data Sharing: OVE does not share any fingerprint or personal data with merchants. Minimal Payment Info Sharing: The only information shared with merchants is minimal, similar to traditional payment methods (e.g., the last four digits of your card). Comparable to Traditional Payments: The data shared during transactions is akin to what you would share when using a regular credit card, ensuring your privacy is maintained.
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How OVE Uses AI to Enhance Payment Security / Securing the Payment EcosystemOVE Touch & Go uses advanced AI to enhance payment security and protect against digital fraud: Real-Time Fraud Detection: Our AI monitors transactions in real-time, checking factors like location and behavior to block suspicious activity. Advanced Digital Protection: AI ensures that the fingerprint hash generated during each transaction matches the one stored in the cloud, preventing fraud. Proactive Security: AI continuously adapts to new threats, staying ahead of potential risks to keep your transactions secure. Ecosystem Security: OVE adds an extra layer of security for merchants, banks, and credit card processors, reducing fraud risks across the payment ecosystem.
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How Am I Protected Against Fraud? / How Does OVE Protect My Fingerprint Data?OVE Touch & Go ensures that your transactions are secure and your fingerprint data is protected through a multi-layered security system: Identity Verification: At signup, we confirm that the account is yours through a rigorous identity check. Instant Payment Verification: Once verified, you can securely add payment methods, which are instantly checked to ensure they belong to you. Fingerprint Linking: Each payment method is linked to your fingerprints, creating a secure payment tool that can only be activated by you. No Fingerprint Image Storage: We never store actual fingerprint images. Instead, we create encrypted tokens from your fingerprint data, which cannot be reverse-engineered. Secure, Encrypted Algorithms: These tokens are stored in a PCI-compliant AWS Cloud infrastructure, following strict security standards.
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Can the OVE System Be Hacked? / Does Anyone Have Access to My Fingerprint Data?OVE Touch & Go is fortified with advanced security measures to prevent hacking and unauthorized access to your data: Limited Access: Our Fingerprint Data Servers are isolated from the open internet and can only be accessed through OVE's Intranet. Secure Protocols: Data transmission is confined to secure protocols, keeping it encrypted and protected. Firewall Protection: Our servers are shielded by firewalls, preventing unauthorized access attempts. Encrypted Tokens: Your fingerprint data is converted into encrypted tokens that cannot be decrypted, even by OVE's team. Strict Access Controls: Only authorized personnel can access fingerprint data, ensuring that your information remains private and secure.